Oil and Gas Insurance – What You Need to Know about General Liability

Oil and gas insurance classifications located on the second page of the general liability policy determines the premium for the insured. Classifications identify job descriptions and measure exposures through payroll and receipts. Sometimes these classifications are ambiguous and create challenges for insurance company underwriters. Employees can actually do several jobs within the servicing contracting areas, like truck driving, drillers, pumpers, lease work and roustabout work. Insurance agents need to analyze risk control reports and have in [...]

By |January 29th, 2016|oil and gas|0 Comments

Electricians: Don’t lose work before Winter

As summer draws to a close and fall sets in, most homeowners are cleaning their pools, using their BBQ for as long as they possibly can and taking advantage of a garden full of fresh herbs, fruit and vegetables before cold weather hits. Another thing on homeowners minds? Last minute home-improvement projects. This is why the summer and fall times can be the most productive times of the year for [...]

By |September 21st, 2015|Uncategorized|0 Comments

Do I have the right insurance for my construction business?

The insurance you purchase for your construction business can play a huge role in whether or not your company is a success or failure. The right coverage varies for each construction business, taking into account the size of the company, the number of employees, and the types of projects your business works on. One thing to be sure when selecting insurance for your construction business is that all potential risks [...]

By |September 21st, 2015|Insurance coverage|0 Comments

Are you still under your parent’s car insurance policy?

Moving out of your parent’s house is a big step in life. It symbolizes your adulthood, independence, and financial stability, to name a few. But even though you’ve moved out, you still probably rely on your parents for: access to free laundry, home cooked meals, and your car insurance policy.   Most parents let their children remain on their insurance plans until they are 26, even if they no longer [...]

By |September 21st, 2015|Insurance coverage|0 Comments